{"merchant_id":"SEED_DEMO_MERCHANT","applied":[{"rule_key":"employee_deviation","name":"Employee Deviation","enabled":true,"subject":"employee","verb":"deviates_from","object":"historical_average","config":{"abs_delta_floor":5,"deviation_threshold_pct":50,"min_days_activity":7,"min_transactions":20},"boosters":[{"attachment_key":"accumulated_risk_score","enabled":true,"points":20},{"attachment_key":"baseline_instability","enabled":true,"points":15},{"attachment_key":"booster_density","enabled":true,"points":15},{"attachment_key":"employee_behavior_shift","enabled":true,"points":10},{"attachment_key":"employee_high_risk_cluster","enabled":true,"points":20},{"attachment_key":"employee_high_variance","enabled":true,"points":10},{"attachment_key":"employee_refund_correlation","enabled":true,"points":15},{"attachment_key":"employee_risk_escalation","enabled":true,"points":15},{"attachment_key":"employee_tip_deviation","enabled":true,"points":15},{"attachment_key":"employee_void_correlation","enabled":true,"points":15},{"attachment_key":"increasing_refund_trend","enabled":true,"points":15},{"attachment_key":"increasing_tip_trend","enabled":true,"points":15},{"attachment_key":"multi_signal_correlation","enabled":true,"points":20},{"attachment_key":"new_employee_risk","enabled":true,"points":10},{"attachment_key":"repeated_high_risk_transactions","enabled":true,"points":20},{"attachment_key":"repeated_rule_trigger","enabled":true,"points":15},{"attachment_key":"worsening_behavior_trend","enabled":true,"points":20}],"suppressors":[{"attachment_key":"employee_historical_risk_score","enabled":true,"points":10},{"attachment_key":"employee_recent_signal_count","enabled":true,"points":10},{"attachment_key":"employee_total_transactions","enabled":true,"points":7},{"attachment_key":"employee_trust_score","enabled":true,"points":15},{"attachment_key":"employee_typical_tip_percentage","enabled":true,"points":10},{"attachment_key":"historical_alert_frequency","enabled":true,"points":15}]},{"rule_key":"high_tip_pct_anomaly","name":"High Tip % Anomalies","enabled":true,"subject":"tip_percentage","verb":"greater_than","object":"employee_baseline","config":{"business_baseline_multiplier":1.5,"employee_baseline_multiplier":2,"min_baseline_transactions":10,"min_bill_cents":100},"boosters":[{"attachment_key":"accumulated_risk_score","enabled":true,"points":20},{"attachment_key":"baseline_instability","enabled":true,"points":15},{"attachment_key":"booster_density","enabled":true,"points":15},{"attachment_key":"employee_behavior_shift","enabled":true,"points":10},{"attachment_key":"employee_high_variance","enabled":true,"points":10},{"attachment_key":"employee_refund_correlation","enabled":true,"points":15},{"attachment_key":"employee_risk_escalation","enabled":true,"points":15},{"attachment_key":"employee_tip_deviation","enabled":true,"points":15},{"attachment_key":"employee_void_correlation","enabled":true,"points":15},{"attachment_key":"high_risk_store_cluster","enabled":true,"points":20},{"attachment_key":"holiday_behavior_spike","enabled":true,"points":10},{"attachment_key":"increasing_refund_trend","enabled":true,"points":15},{"attachment_key":"increasing_tip_trend","enabled":true,"points":15},{"attachment_key":"merchant_refund_spike","enabled":true,"points":15},{"attachment_key":"merchant_tip_deviation","enabled":true,"points":15},{"attachment_key":"merchant_unusual_volume","enabled":true,"points":10},{"attachment_key":"multi_signal_correlation","enabled":true,"points":20},{"attachment_key":"new_employee_risk","enabled":true,"points":10},{"attachment_key":"repeated_rule_trigger","enabled":true,"points":15},{"attachment_key":"worsening_behavior_trend","enabled":true,"points":20}],"suppressors":[{"attachment_key":"employee_historical_risk_score","enabled":true,"points":10},{"attachment_key":"employee_tip_std_deviation","enabled":true,"points":7},{"attachment_key":"employee_typical_tip_percentage","enabled":true,"points":10},{"attachment_key":"merchant_tip_baseline","enabled":true,"points":10},{"attachment_key":"transaction_tip_ratio","enabled":true,"points":10}]},{"rule_key":"refund_void_patterns","name":"Refund / Void Patterns","enabled":true,"subject":"refund","verb":"greater_than","object":"__numeric__","config":{"min_event_count":3,"object_value":3,"window_minutes":60},"boosters":[{"attachment_key":"accumulated_risk_score","enabled":true,"points":20},{"attachment_key":"baseline_instability","enabled":true,"points":15},{"attachment_key":"booster_density","enabled":true,"points":15},{"attachment_key":"burst_activity","enabled":true,"points":15},{"attachment_key":"employee_behavior_shift","enabled":true,"points":10},{"attachment_key":"employee_high_risk_cluster","enabled":true,"points":20},{"attachment_key":"employee_high_variance","enabled":true,"points":10},{"attachment_key":"employee_refund_correlation","enabled":true,"points":15},{"attachment_key":"employee_tip_deviation","enabled":true,"points":15},{"attachment_key":"employee_velocity_spike","enabled":true,"points":15},{"attachment_key":"employee_void_correlation","enabled":true,"points":15},{"attachment_key":"high_risk_store_cluster","enabled":true,"points":20},{"attachment_key":"holiday_behavior_spike","enabled":true,"points":10},{"attachment_key":"increasing_refund_trend","enabled":true,"points":15},{"attachment_key":"increasing_tip_trend","enabled":true,"points":15},{"attachment_key":"merchant_refund_spike","enabled":true,"points":15},{"attachment_key":"merchant_tip_deviation","enabled":true,"points":15},{"attachment_key":"merchant_unusual_volume","enabled":true,"points":10},{"attachment_key":"multi_signal_correlation","enabled":true,"points":20},{"attachment_key":"rapid_multiple_payments","enabled":true,"points":15},{"attachment_key":"repeated_high_risk_transactions","enabled":true,"points":20},{"attachment_key":"repeated_rule_trigger","enabled":true,"points":15}],"suppressors":[{"attachment_key":"consecutive_trigger_context","enabled":true,"points":10},{"attachment_key":"employee_refund_rate","enabled":true,"points":10},{"attachment_key":"employee_void_rate","enabled":true,"points":10},{"attachment_key":"historical_alert_frequency","enabled":true,"points":15},{"attachment_key":"merchant_refund_baseline","enabled":true,"points":10},{"attachment_key":"payment_frequency_context","enabled":true,"points":7}]},{"rule_key":"time_based_anomaly","name":"Time-Based Anomalies","enabled":true,"subject":"transaction","verb":"outside","object":"business_hours","config":{"allow_holiday_overrides":true,"check_shift_schedule":true},"boosters":[{"attachment_key":"baseline_instability","enabled":true,"points":15},{"attachment_key":"burst_activity","enabled":true,"points":15},{"attachment_key":"employee_behavior_shift","enabled":true,"points":10},{"attachment_key":"employee_high_variance","enabled":true,"points":10},{"attachment_key":"employee_risk_escalation","enabled":true,"points":15},{"attachment_key":"employee_tip_deviation","enabled":true,"points":15},{"attachment_key":"employee_velocity_spike","enabled":true,"points":15},{"attachment_key":"high_risk_store_cluster","enabled":true,"points":20},{"attachment_key":"holiday_behavior_spike","enabled":true,"points":10},{"attachment_key":"increasing_tip_trend","enabled":true,"points":15},{"attachment_key":"merchant_refund_spike","enabled":true,"points":15},{"attachment_key":"merchant_tip_deviation","enabled":true,"points":15},{"attachment_key":"merchant_unusual_volume","enabled":true,"points":10},{"attachment_key":"new_employee_risk","enabled":true,"points":10},{"attachment_key":"rapid_multiple_payments","enabled":true,"points":15},{"attachment_key":"repeated_high_risk_transactions","enabled":true,"points":20},{"attachment_key":"worsening_behavior_trend","enabled":true,"points":20}],"suppressors":[{"attachment_key":"burst_activity_context","enabled":true,"points":7},{"attachment_key":"closing_time_context","enabled":true,"points":10},{"attachment_key":"late_night_context","enabled":true,"points":10},{"attachment_key":"merchant_peak_hour_context","enabled":true,"points":7},{"attachment_key":"unusual_day_context","enabled":true,"points":10}]},{"rule_key":"tip_exceeds_bill","name":"Tip \u003e Bill","enabled":true,"subject":"tip","verb":"greater_than","object":"bill_amount","config":{"min_bill_cents":100,"primary_points":40},"boosters":[{"attachment_key":"accumulated_risk_score","enabled":true,"points":20},{"attachment_key":"baseline_instability","enabled":true,"points":15},{"attachment_key":"booster_density","enabled":true,"points":15},{"attachment_key":"employee_behavior_shift","enabled":true,"points":10},{"attachment_key":"employee_high_risk_cluster","enabled":true,"points":20},{"attachment_key":"employee_high_variance","enabled":true,"points":10},{"attachment_key":"employee_refund_correlation","enabled":true,"points":15},{"attachment_key":"employee_risk_escalation","enabled":true,"points":15},{"attachment_key":"employee_tip_deviation","enabled":true,"points":15},{"attachment_key":"employee_void_correlation","enabled":true,"points":15},{"attachment_key":"high_risk_store_cluster","enabled":true,"points":20},{"attachment_key":"holiday_behavior_spike","enabled":true,"points":10},{"attachment_key":"increasing_refund_trend","enabled":true,"points":15},{"attachment_key":"increasing_tip_trend","enabled":true,"points":15},{"attachment_key":"merchant_refund_spike","enabled":true,"points":15},{"attachment_key":"merchant_tip_deviation","enabled":true,"points":15},{"attachment_key":"merchant_unusual_volume","enabled":true,"points":10},{"attachment_key":"multi_signal_correlation","enabled":true,"points":20},{"attachment_key":"new_employee_risk","enabled":true,"points":10},{"attachment_key":"repeated_high_risk_transactions","enabled":true,"points":20},{"attachment_key":"repeated_rule_trigger","enabled":true,"points":15},{"attachment_key":"worsening_behavior_trend","enabled":true,"points":20}],"suppressors":[{"attachment_key":"employee_typical_tip_percentage","enabled":true,"points":10},{"attachment_key":"historical_alert_frequency","enabled":true,"points":15},{"attachment_key":"late_night_context","enabled":true,"points":10},{"attachment_key":"merchant_tip_baseline","enabled":true,"points":10},{"attachment_key":"payment_entry_mode","enabled":true,"points":10},{"attachment_key":"repeated_rule_trigger_context","enabled":true,"points":10},{"attachment_key":"transaction_amount_context","enabled":true,"points":10},{"attachment_key":"transaction_tip_ratio","enabled":true,"points":10}]}],"draft":[{"rule_key":"employee_deviation","name":"Employee Deviation","enabled":true,"subject":"employee","verb":"deviates_from","object":"historical_average","config":{"abs_delta_floor":5,"deviation_threshold_pct":50,"min_days_activity":7,"min_transactions":20},"boosters":[{"attachment_key":"accumulated_risk_score","enabled":true,"points":20},{"attachment_key":"baseline_instability","enabled":true,"points":15},{"attachment_key":"booster_density","enabled":true,"points":15},{"attachment_key":"employee_behavior_shift","enabled":true,"points":10},{"attachment_key":"employee_high_risk_cluster","enabled":true,"points":20},{"attachment_key":"employee_high_variance","enabled":true,"points":10},{"attachment_key":"employee_refund_correlation","enabled":true,"points":15},{"attachment_key":"employee_risk_escalation","enabled":true,"points":15},{"attachment_key":"employee_tip_deviation","enabled":true,"points":15},{"attachment_key":"employee_void_correlation","enabled":true,"points":15},{"attachment_key":"increasing_refund_trend","enabled":true,"points":15},{"attachment_key":"increasing_tip_trend","enabled":true,"points":15},{"attachment_key":"multi_signal_correlation","enabled":true,"points":20},{"attachment_key":"new_employee_risk","enabled":true,"points":10},{"attachment_key":"repeated_high_risk_transactions","enabled":true,"points":20},{"attachment_key":"repeated_rule_trigger","enabled":true,"points":15},{"attachment_key":"worsening_behavior_trend","enabled":true,"points":20}],"suppressors":[{"attachment_key":"employee_historical_risk_score","enabled":true,"points":10},{"attachment_key":"employee_recent_signal_count","enabled":true,"points":10},{"attachment_key":"employee_total_transactions","enabled":true,"points":7},{"attachment_key":"employee_trust_score","enabled":true,"points":15},{"attachment_key":"employee_typical_tip_percentage","enabled":true,"points":10},{"attachment_key":"historical_alert_frequency","enabled":true,"points":15}]},{"rule_key":"high_tip_pct_anomaly","name":"High Tip % Anomalies","enabled":true,"subject":"tip_percentage","verb":"greater_than","object":"employee_baseline","config":{"business_baseline_multiplier":1.5,"employee_baseline_multiplier":2,"min_baseline_transactions":10,"min_bill_cents":100},"boosters":[{"attachment_key":"accumulated_risk_score","enabled":true,"points":20},{"attachment_key":"baseline_instability","enabled":true,"points":15},{"attachment_key":"booster_density","enabled":true,"points":15},{"attachment_key":"employee_behavior_shift","enabled":true,"points":10},{"attachment_key":"employee_high_variance","enabled":true,"points":10},{"attachment_key":"employee_refund_correlation","enabled":true,"points":15},{"attachment_key":"employee_risk_escalation","enabled":true,"points":15},{"attachment_key":"employee_tip_deviation","enabled":true,"points":15},{"attachment_key":"employee_void_correlation","enabled":true,"points":15},{"attachment_key":"high_risk_store_cluster","enabled":true,"points":20},{"attachment_key":"holiday_behavior_spike","enabled":true,"points":10},{"attachment_key":"increasing_refund_trend","enabled":true,"points":15},{"attachment_key":"increasing_tip_trend","enabled":true,"points":15},{"attachment_key":"merchant_refund_spike","enabled":true,"points":15},{"attachment_key":"merchant_tip_deviation","enabled":true,"points":15},{"attachment_key":"merchant_unusual_volume","enabled":true,"points":10},{"attachment_key":"multi_signal_correlation","enabled":true,"points":20},{"attachment_key":"new_employee_risk","enabled":true,"points":10},{"attachment_key":"repeated_rule_trigger","enabled":true,"points":15},{"attachment_key":"worsening_behavior_trend","enabled":true,"points":20}],"suppressors":[{"attachment_key":"employee_historical_risk_score","enabled":true,"points":10},{"attachment_key":"employee_tip_std_deviation","enabled":true,"points":7},{"attachment_key":"employee_typical_tip_percentage","enabled":true,"points":10},{"attachment_key":"merchant_tip_baseline","enabled":true,"points":10},{"attachment_key":"transaction_tip_ratio","enabled":true,"points":10}]},{"rule_key":"refund_void_patterns","name":"Refund / Void Patterns","enabled":true,"subject":"refund","verb":"greater_than","object":"__numeric__","config":{"min_event_count":3,"object_value":3,"window_minutes":60},"boosters":[{"attachment_key":"accumulated_risk_score","enabled":true,"points":20},{"attachment_key":"baseline_instability","enabled":true,"points":15},{"attachment_key":"booster_density","enabled":true,"points":15},{"attachment_key":"burst_activity","enabled":true,"points":15},{"attachment_key":"employee_behavior_shift","enabled":true,"points":10},{"attachment_key":"employee_high_risk_cluster","enabled":true,"points":20},{"attachment_key":"employee_high_variance","enabled":true,"points":10},{"attachment_key":"employee_refund_correlation","enabled":true,"points":15},{"attachment_key":"employee_tip_deviation","enabled":true,"points":15},{"attachment_key":"employee_velocity_spike","enabled":true,"points":15},{"attachment_key":"employee_void_correlation","enabled":true,"points":15},{"attachment_key":"high_risk_store_cluster","enabled":true,"points":20},{"attachment_key":"holiday_behavior_spike","enabled":true,"points":10},{"attachment_key":"increasing_refund_trend","enabled":true,"points":15},{"attachment_key":"increasing_tip_trend","enabled":true,"points":15},{"attachment_key":"merchant_refund_spike","enabled":true,"points":15},{"attachment_key":"merchant_tip_deviation","enabled":true,"points":15},{"attachment_key":"merchant_unusual_volume","enabled":true,"points":10},{"attachment_key":"multi_signal_correlation","enabled":true,"points":20},{"attachment_key":"rapid_multiple_payments","enabled":true,"points":15},{"attachment_key":"repeated_high_risk_transactions","enabled":true,"points":20},{"attachment_key":"repeated_rule_trigger","enabled":true,"points":15}],"suppressors":[{"attachment_key":"consecutive_trigger_context","enabled":true,"points":10},{"attachment_key":"employee_refund_rate","enabled":true,"points":10},{"attachment_key":"employee_void_rate","enabled":true,"points":10},{"attachment_key":"historical_alert_frequency","enabled":true,"points":15},{"attachment_key":"merchant_refund_baseline","enabled":true,"points":10},{"attachment_key":"payment_frequency_context","enabled":true,"points":7}]},{"rule_key":"time_based_anomaly","name":"Time-Based Anomalies","enabled":true,"subject":"transaction","verb":"outside","object":"business_hours","config":{"allow_holiday_overrides":true,"check_shift_schedule":true},"boosters":[{"attachment_key":"baseline_instability","enabled":true,"points":15},{"attachment_key":"burst_activity","enabled":true,"points":15},{"attachment_key":"employee_behavior_shift","enabled":true,"points":10},{"attachment_key":"employee_high_variance","enabled":true,"points":10},{"attachment_key":"employee_risk_escalation","enabled":true,"points":15},{"attachment_key":"employee_tip_deviation","enabled":true,"points":15},{"attachment_key":"employee_velocity_spike","enabled":true,"points":15},{"attachment_key":"high_risk_store_cluster","enabled":true,"points":20},{"attachment_key":"holiday_behavior_spike","enabled":true,"points":10},{"attachment_key":"increasing_tip_trend","enabled":true,"points":15},{"attachment_key":"merchant_refund_spike","enabled":true,"points":15},{"attachment_key":"merchant_tip_deviation","enabled":true,"points":15},{"attachment_key":"merchant_unusual_volume","enabled":true,"points":10},{"attachment_key":"new_employee_risk","enabled":true,"points":10},{"attachment_key":"rapid_multiple_payments","enabled":true,"points":15},{"attachment_key":"repeated_high_risk_transactions","enabled":true,"points":20},{"attachment_key":"worsening_behavior_trend","enabled":true,"points":20}],"suppressors":[{"attachment_key":"burst_activity_context","enabled":true,"points":7},{"attachment_key":"closing_time_context","enabled":true,"points":10},{"attachment_key":"late_night_context","enabled":true,"points":10},{"attachment_key":"merchant_peak_hour_context","enabled":true,"points":7},{"attachment_key":"unusual_day_context","enabled":true,"points":10}]},{"rule_key":"tip_exceeds_bill","name":"Tip \u003e Bill","enabled":true,"subject":"tip","verb":"greater_than","object":"bill_amount","config":{"min_bill_cents":100,"primary_points":40},"boosters":[{"attachment_key":"accumulated_risk_score","enabled":true,"points":20},{"attachment_key":"baseline_instability","enabled":true,"points":15},{"attachment_key":"booster_density","enabled":true,"points":15},{"attachment_key":"employee_behavior_shift","enabled":true,"points":10},{"attachment_key":"employee_high_risk_cluster","enabled":true,"points":20},{"attachment_key":"employee_high_variance","enabled":true,"points":10},{"attachment_key":"employee_refund_correlation","enabled":true,"points":15},{"attachment_key":"employee_risk_escalation","enabled":true,"points":15},{"attachment_key":"employee_tip_deviation","enabled":true,"points":15},{"attachment_key":"employee_void_correlation","enabled":true,"points":15},{"attachment_key":"high_risk_store_cluster","enabled":true,"points":20},{"attachment_key":"holiday_behavior_spike","enabled":true,"points":10},{"attachment_key":"increasing_refund_trend","enabled":true,"points":15},{"attachment_key":"increasing_tip_trend","enabled":true,"points":15},{"attachment_key":"merchant_refund_spike","enabled":true,"points":15},{"attachment_key":"merchant_tip_deviation","enabled":true,"points":15},{"attachment_key":"merchant_unusual_volume","enabled":true,"points":10},{"attachment_key":"multi_signal_correlation","enabled":true,"points":20},{"attachment_key":"new_employee_risk","enabled":true,"points":10},{"attachment_key":"repeated_high_risk_transactions","enabled":true,"points":20},{"attachment_key":"repeated_rule_trigger","enabled":true,"points":15},{"attachment_key":"worsening_behavior_trend","enabled":true,"points":20}],"suppressors":[{"attachment_key":"employee_typical_tip_percentage","enabled":true,"points":10},{"attachment_key":"historical_alert_frequency","enabled":true,"points":15},{"attachment_key":"late_night_context","enabled":true,"points":10},{"attachment_key":"merchant_tip_baseline","enabled":true,"points":10},{"attachment_key":"payment_entry_mode","enabled":true,"points":10},{"attachment_key":"repeated_rule_trigger_context","enabled":true,"points":10},{"attachment_key":"transaction_amount_context","enabled":true,"points":10},{"attachment_key":"transaction_tip_ratio","enabled":true,"points":10}]}],"has_draft_changes":false,"applied_at":"2026-06-10T10:48:13.004269Z"}
